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Satat Jeevikoparjan Yojana (SJY)

"Satat Jeevikoparjan Yojana (SJY)" is a flagship program launched by the Government of Bihar to uplift ultra-poor households through comprehensive livelihood support, skill-building, and financial inclusion.

Ministry / Department
Rural Development Department
Level
State
Benefit type
cash
Last verified: Recently

What is Satat Jeevikoparjan Yojana (SJY)?

"Satat Jeevikoparjan Yojana (SJY)" is a flagship program launched by the Government of Bihar to uplift ultra-poor households through comprehensive livelihood support, skill-building, and financial inclusion.

Benefit
> **Financial Assistance:** - **Livelihood Gap Assistance:** ₹1,000/- per month for the initial seven months to support basic needs. - **Asset Transfers:** Productive Asset (micro-enterprise, livestock, agriculture) transfer of an average value of ₹60,000/- is given in 2-3 tranches with a limit of ₹1,00,000/-. - **Insurance Coverage:** Insurance premiums cover for each beneficiary under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMJSBY). > **Mentoring and Capacity Building:** - **Long-Term Mentorship:** 24 months of personalized guidance by Master Resource Persons (MRPs). - **Training Programs:** Capacity-building sessions to enhance confidence and entrepreneurial skills. - **Life-Skills Coaching:** General coaching to improve household management and decision-making abilities. > **Social Empowerment:** - **Targeting Ultra-Poor:** Focused support for ultra-poor households, including those traditionally engaged in informal sectors. - **Community Inclusion:** Strengthened participation through Village Organizations (VOs) for oversight and support.
Level
State — Bihar
Ministry / Dept.
Rural Development Department
Benefit type
cash
Key eligibility
1. The applicant must be a resident of Bihar. 1. The applicant must belong to an ultra-poor household identified through participatory processes. 1. The applicant must belong to socially or economically vulnerable groups, such as SC/ST communities. 1. The applicant should not have significant altern
Last verified
Recently

Benefits

> **Financial Assistance:** - **Livelihood Gap Assistance:** ₹1,000/- per month for the initial seven months to support basic needs. - **Asset Transfers:** Productive Asset (micro-enterprise, livestock, agriculture) transfer of an average value of ₹60,000/- is given in 2-3 tranches with a limit of ₹1,00,000/-. - **Insurance Coverage:** Insurance premiums cover for each beneficiary under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMJSBY). > **Mentoring and Capacity Building:** - **Long-Term Mentorship:** 24 months of personalized guidance by Master Resource Persons (MRPs). - **Training Programs:** Capacity-building sessions to enhance confidence and entrepreneurial skills. - **Life-Skills Coaching:** General coaching to improve household management and decision-making abilities. > **Social Empowerment:** - **Targeting Ultra-Poor:** Focused support for ultra-poor households, including those traditionally engaged in informal sectors. - **Community Inclusion:** Strengthened participation through Village Organizations (VOs) for oversight and support.

Eligibility

1. The applicant must be a resident of Bihar. 1. The applicant must belong to an ultra-poor household identified through participatory processes. 1. The applicant must belong to socially or economically vulnerable groups, such as SC/ST communities. 1. The applicant should not have significant alternArea: BiharBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Online application — step 1

      Step 1: Eligible ultra-poor households are identified through a participatory process facilitated by Village Organizations (VOs). Step 2: Applicants need to provide the required documents to JEEViKA representatives. Step 3: The submitted documents and eligibility criteria are verified by program authorities. Step 4: Once approved, the beneficiaries are enrolled in the program and assigned to a Master Resource Person (MRP) for guidance. Also, beneficiaries receive other assistance as well.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

    Open Official Website