Central Schemebanking-financial-services-and-insurance
PM Jan Dhan Yojana
Basic zero-balance bank account with overdraft, RuPay card and insurance benefits
- Ministry / Department
- Ministry of Finance
- Level
- Central
- Benefit type
- cash
Last verified: 11 Jun 2026
What is PM Jan Dhan Yojana?
Basic zero-balance bank account with overdraft, RuPay card and insurance benefits
- Benefit
- Basic zero-balance bank account with overdraft, RuPay card and insurance benefits
- Level
- Central
- Ministry / Dept.
- Ministry of Finance
- Benefit type
- cash
- Key eligibility
- Unbanked citizens eligible to open a basic savings bank deposit account
- Last verified
- 11 Jun 2026
Benefits
Basic zero-balance bank account with overdraft, RuPay card and insurance benefits
Eligibility
Unbanked citizens eligible to open a basic savings bank deposit accountArea: IndiaBenefit: cash
Documents Required
- ✓ Aadhaar or valid identity proof
- ✓ Address proof
- ✓ Bank account details
- ✓ Eligibility-specific certificate or record
How to Apply
Step 1: Check eligibility
Read eligibility and exclusions on the official scheme website.
Step 2: Prepare documents
Keep identity, address, bank account, and scheme-specific documents ready.
Step 3: Apply through official channel
Apply online or through the department, bank, CSC, or local office mentioned by the official source.
FAQ
Where can I verify PM Jan Dhan Yojana?
Verify details and updates only on the official source: https://pmjdy.gov.in
Sources & References
- Official scheme website ↗
- Information is summarised from official government sources. Verify all details on the official website before applying.
Ready to apply?
Applications are accepted only on the official government portal.
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