Mukhyamantri Mahila Utkarsh Yojana

What is Mukhyamantri Mahila Utkarsh Yojana?

Interest-free loan up to Rs. 1 lakh for women self-help group members

Benefit

Benefits Interest-Free Loans: Women entrepreneurs can avail of interest-free loans of up to Rs. 1 lakh to start or expand their businesses. The loans are provided without any collateral security. Subsidy: The government also provides a subsidy of 6% per annum to women entrepreneurs who repay their loans on time. No Processing Fee: The scheme does not charge any processing fee for the loan application. Repayment Period: The repayment period for the loan is up to 5 years, giving entrepreneurs sufficient time to repay the loan. Skill Development: The scheme provides training and skill development programs to women entrepreneurs to help them build their business acumen and enhance their knowledge of entrepreneurship. Employment Generation: The scheme promotes the creation of employment opportunities for women in the state, leading to the overall economic growth of the state. Financial Independence: The scheme empowers women entrepreneurs and enables them to become financially independent, contributing to their personal and professional growth. No Income Limit: There is no income limit for women entrepreneurs to apply for the scheme, making it accessible to women from all income groups.

Level

State — Gujarat

Ministry / Dept.

Government of Gujarat

Benefit type

loan

Key eligibility

**Eligibility** 1. The applicant should be a woman who is a permanent resident of Gujarat. 1. The applicant should be 18 years of age or above. 1. The applicant should have passed at least the 8th standard. 1. The applicant should have a valid Aadhaar card.

Last verified

11 Jun 2026

Benefits

Benefits Interest-Free Loans: Women entrepreneurs can avail of interest-free loans of up to Rs. 1 lakh to start or expand their businesses. The loans are provided without any collateral security. Subsidy: The government also provides a subsidy of 6% per annum to women entrepreneurs who repay their loans on time. No Processing Fee: The scheme does not charge any processing fee for the loan application. Repayment Period: The repayment period for the loan is up to 5 years, giving entrepreneurs sufficient time to repay the loan. Skill Development: The scheme provides training and skill development programs to women entrepreneurs to help them build their business acumen and enhance their knowledge of entrepreneurship. Employment Generation: The scheme promotes the creation of employment opportunities for women in the state, leading to the overall economic growth of the state. Financial Independence: The scheme empowers women entrepreneurs and enables them to become financially independent, contributing to their personal and professional growth. No Income Limit: There is no income limit for women entrepreneurs to apply for the scheme, making it accessible to women from all income groups.

Eligibility

Documents Required

• ✓ Aadhaar or valid identity proof
• ✓ Address proof
• ✓ Bank account details
• ✓ Eligibility-specific certificate or record

How to Apply

1. Step 1: Online application — step 1

   Application Process

2. Step 2: Online application — step 2

   Visit the official website of the scheme Download the application form from the website or obtain it from the nearest Gujarat Women's Economic Development Corporation (GWEDC) office. Fill in the application form with all the necessary details, including personal and business-related information. Attach all the required documents mentioned in the application form. Submit the Application Form.

FAQ

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.