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Micro Finance Scheme for Self Help Groups (GTKVN)

The scheme aims to economically empower women from Thakor and Koli castes through self-employment opportunities via Self Help Groups (SHGs). Under this scheme, eligible members of SHGs receive a loan up to ₹60,000/- at low interest to start or expand small-scale businesses/enterprises.

Ministry / Department
Social Justice and Empowerment Department
Level
State
Benefit type
cash
Last verified: Recently

What is Micro Finance Scheme for Self Help Groups (GTKVN)?

The scheme aims to economically empower women from Thakor and Koli castes through self-employment opportunities via Self Help Groups (SHGs). Under this scheme, eligible members of SHGs receive a loan up to ₹60,000/- at low interest to start or expand small-scale businesses/enterprises.

Benefit
- **Loan Amount:** Up to ₹60,000/- for eligible small businesses.- **Interest Rate:** 5% per annum.- **Loan Coverage:** 95% of the project/business cost is covered; 5% contribution is to be made by the beneficiary.- **Repayment Term:** 48 equal monthly installments (4 years), including interest.
Level
State — Gujarat
Ministry / Dept.
Social Justice and Empowerment Department
Benefit type
cash
Key eligibility
1. The applicant should be a resident of Gujarat. 1. The applicant should be a member of a Self Help Group (SHG). 1. The applicant should belong to the Thakor or Koli caste. 1. The applicant's age should be at least 21 years and not more than 50 years as on the date of application. 1. The applicant’
Last verified
Recently

Benefits

- **Loan Amount:** Up to ₹60,000/- for eligible small businesses.- **Interest Rate:** 5% per annum.- **Loan Coverage:** 95% of the project/business cost is covered; 5% contribution is to be made by the beneficiary.- **Repayment Term:** 48 equal monthly installments (4 years), including interest.

Eligibility

1. The applicant should be a resident of Gujarat. 1. The applicant should be a member of a Self Help Group (SHG). 1. The applicant should belong to the Thakor or Koli caste. 1. The applicant's age should be at least 21 years and not more than 50 years as on the date of application. 1. The applicant’Area: GujaratBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Online application — step 1

      Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

    2. Step 2: Online application — step 2

      Step 2: On the top menu bar, click on "Apply Now".

    3. Step 3: Online application — step 3

      Step 3: Click on the loan scheme name.

    4. Step 4: Online application — step 4

      Step 4: Select the loan category and fill in the loan amount.

    5. Step 5: Online application — step 5

      Step 5: Fill out the Application Form, enter the following details:

    6. Step 6: Online application — step 6

      Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement

    7. Step 7: Online application — step 7

      Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

    8. Step 8: Online application — step 8

      Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

    9. Step 9: Online application — step 9

      Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

    Open Official Website