Janani Suraksha Yojana (JSY)

What is Janani Suraksha Yojana (JSY)?

The scheme aims to reduce maternal and neonatal mortality by promoting institutional deliveries among poor pregnant women. It offers cash assistance for institutional and home deliveries, along with antenatal and postnatal care support, primarily benefiting poor pregnant women across India.

Benefit

> **One-Time Cash Assistance for Institutional Delivery (Mother's Package)** - To meet the cost of delivery, pregnancy-related care, and post-delivery care. - In Low Performing States (LPS): ₹1,400/- for rural areas and ₹1,000/- for urban areas. - In High Performing States (HPS): ₹700/- for rural areas and ₹600/- for urban areas. - For North-Eastern States (except Assam) and rural areas of tribal districts of other states: ₹700/- (Mother's package). _*For pregnant women delivering in a public health institution, the entire cash entitlement should be disbursed to her in one installment at the health institution._ _*For women accessing an accredited private institution, at least three-fourths of the cash assistance should be paid to the beneficiary in one installment at the time of delivery._ _*The money must be paid only to the beneficiary and not to any other person or relative._ _*Disbursement should preferably be done at the institution._ _*All payments made before or after seven days of delivery are considered illegitimate and subject to audit objection._ > **Cash Assistance for Accredited Social Health Activist (ASHA) Package** - For referral transport to the nearest health facility (generally ₹250/- may be earmarked for this, though states can determine the scale). - For facilitating institutional delivery (not less than ₹200/- per delivery). - Transactional cost for boarding and lodging during her stay with the pregnant woman in the health center for delivery (balance o

Level

Central

Ministry / Dept.

Ministry Of Health & Family Welfare

Benefit type

cash

Key eligibility

> **For Institutional Delivery (General)** - The applicant must deliver in a government health centre, such as a Sub-centre (specifically approved for institutional delivery by the state), Primary Health Centre, Community Health Centre, First Referral Unit, or the general wards of District and State

Last verified

Recently

Benefits

> **One-Time Cash Assistance for Institutional Delivery (Mother's Package)** - To meet the cost of delivery, pregnancy-related care, and post-delivery care. - In Low Performing States (LPS): ₹1,400/- for rural areas and ₹1,000/- for urban areas. - In High Performing States (HPS): ₹700/- for rural areas and ₹600/- for urban areas. - For North-Eastern States (except Assam) and rural areas of tribal districts of other states: ₹700/- (Mother's package). _*For pregnant women delivering in a public health institution, the entire cash entitlement should be disbursed to her in one installment at the health institution._ _*For women accessing an accredited private institution, at least three-fourths of the cash assistance should be paid to the beneficiary in one installment at the time of delivery._ _*The money must be paid only to the beneficiary and not to any other person or relative._ _*Disbursement should preferably be done at the institution._ _*All payments made before or after seven days of delivery are considered illegitimate and subject to audit objection._ > **Cash Assistance for Accredited Social Health Activist (ASHA) Package** - For referral transport to the nearest health facility (generally ₹250/- may be earmarked for this, though states can determine the scale). - For facilitating institutional delivery (not less than ₹200/- per delivery). - Transactional cost for boarding and lodging during her stay with the pregnant woman in the health center for delivery (balance o

Eligibility

Documents Required

How to Apply

1. Step 1: Offline application — step 1

   Step 1: Identification and Registration of Beneficiary

2. Step 2: Offline application — step 2

   An Accredited Social Health Activist, Auxiliary Nurse Midwife, Anganwadi Worker, or any designated link worker will identify and register the pregnant woman as a beneficiary of the scheme. This crucial step should be completed at least 20 to 24 weeks before the expected date of delivery to ensure timely access to benefits and services.

3. Step 3: Offline application — step 3

   Step 2: Maternal and Child Health Card Filling

4. Step 4: Offline application — step 4

   Immediately upon successful registration, the Auxiliary Nurse Midwife, Accredited Social Health Activist, Anganwadi Worker, or an equivalent link worker will accurately complete a Maternal and Child Health card. This card is issued in duplicate, with one copy provided to the mother and the other retained by the link worker, forming an essential part of the Janani Suraksha Yojana registration.

5. Step 5: Offline application — step 5

   Step 3: Antenatal Care Information and Planning

6. Step 6: Offline application — step 6

   The designated link worker will inform the applicant about the schedule for at least three antenatal care check-ups and the required Tetanus Toxoid injections, ensuring these services are provided. Furthermore, they will clearly identify and communicate the health center for all necessary referrals and the predetermined place of delivery, along with the expected date of delivery. The Accredited Social Health Activist is responsible for following up on antenatal care visits at Anganwadi Centres or Sub-centers to ensure the beneficiary's attendance.

7. Step 7: Offline application — step 7

   Step 4: Collection of Necessary Proofs/Certificates

8. Step 8: Offline application — step 8

   If required by the specific eligibility criteria, the Accredited Social Health Activist, Auxiliary Nurse Midwife, Anganwadi Worker, or a link worker will assist the applicant in collecting the necessary Below Poverty Line or other relevant proofs and certificates from the local Panchayat, local bodies, or Municipalities. This step should be completed within two to four weeks from the initial registration date.

9. Step 9: Offline application — step 9

   Step 5: Submission for Verification and Fund Arrangement

10. Step 10: Offline application — step 10

    The completed Janani Suraksha Yojana card is to be submitted to the Medical Officer of the Primary Health Centre for verification. Concurrently, proactive steps are undertaken to arrange transport or ensure the availability of cash for the beneficiary to reach the health center for delivery or in case of complications. It is also ensured that adequate funds are available with the Auxiliary Nurse Midwife, health worker, or Accredited Social Health Activist for the prompt disbursement of benefits.

11. Step 11: Offline application — step 12

    General Steps for Receiving the Benefits

12. Step 12: Offline application — step 13

    Step 1: Accessing Health Centre for Delivery

13. Step 13: Offline application — step 14

    The pregnant woman, ideally accompanied by an Accredited Social Health Activist or another designated link worker, will proceed to the pre-determined government or accredited private health institution for delivery. The Accredited Social Health Activist is expected to stay with the woman until her discharge from the facility.

14. Step 14: Offline application — step 15

    Step 2: Cash Benefit Disbursement at Institution

15. Step 15: Offline application — step 16

    Upon arrival and registration for delivery at the health center, the mother and, if applicable, the Accredited Social Health Activist, should receive their entitled cash benefit immediately. The Auxiliary Nurse Midwife or Accredited Social Health Activist (or another identified link worker operating under the Auxiliary Nurse Midwife's guidance) will typically manage this disbursement process. For deliveries occurring in accredited private institutions, the cash benefit is disbursed to the mother via the Auxiliary Nurse Midwife/Accredited Social Health Activist/link worker channel. In some hospital settings, a voucher scheme may be implemented, where an admission slip for delivery, combined with a voucher for the mother’s package and transport assistance, is provided for encashment at the hospital’s cash counter upon discharge. All payments before or after seven days of delivery are treated as illegitimate subject to audit objection.

16. Step 16: Offline application — step 17

    Step 3: Postnatal Care and Immunization

17. Step 17: Offline application — step 18

    The Accredited Social Health Activist is mandated to conduct a postnatal visit within seven days following delivery to monitor the mother's health and to facilitate the newborn's immunization, specifically for Bacillus Calmette–Guérin (BCG). This postnatal visit and the child's immunization are prerequisites for the Accredited Social Health Activist to receive her second payment installment.

18. Step 18: Offline application — step 19

    Step 4: Sterilization Compensation (if applicable)

19. Step 19: Offline application — step 20

    Should the mother or her husband voluntarily choose to undergo sterilization immediately after the child's delivery, the compensation money designated under the existing Family Welfare scheme will be disbursed directly to the mother at the hospital premises.

20. Step 20: Offline application — step 22

    Application Deadlines

21. Step 21: Offline application — step 23

    Timely registration for antenatal care, ideally 20-24 weeks before the expected date of delivery.

22. Step 22: Offline application — step 24

    Additionally, cash benefits for home delivery should be disbursed at the time of delivery or approximately 7 days prior.

23. Step 23: Offline application — step 25

    Payments made outside of a seven-day window around delivery are subject to audit objections.

24. Step 24: Offline application — step 26

    Where to Apply

25. Step 25: Offline application — step 27

    Registration for the scheme and access to services are facilitated through government health centers, including Sub-centers, Primary Health Centres, Community Health Centres, First Referral Units, and District and State Hospitals. Services may also be availed at accredited private institutions. Key contact points at the community level for guidance and assistance are Accredited Social Health Activists, Auxiliary Nurse Midwives, and Anganwadi Workers.

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.