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Group Accident Insurance Scheme under PMMSY: Accidental death or Permanent Total Disability Gujarat

The scheme aims to provide financial assistance to fishermen/fishermen's families in case of death or injury. Through this scheme, insurance coverage for death permanent partial disability is provided to eligible fishers.

Ministry / Department
Agriculture, Farmers Welfare and Cooperation Department
Level
State
Benefit type
cash
Last verified: Recently

What is Group Accident Insurance Scheme under PMMSY: Accidental death or Permanent Total Disability Gujarat?

The scheme aims to provide financial assistance to fishermen/fishermen's families in case of death or injury. Through this scheme, insurance coverage for death permanent partial disability is provided to eligible fishers.

Benefit
**Sr. No.****Name of Component****Standard of assistance****Minimum Time Limit (in Years) for Reclaiming Benefits**1. Accidental death or Permanent Total Disability₹5,00,000/-Once to the legal heir after death > **Mode of Disbursement:** - The claim amount is deposited directly into the claimant's, nominee's, or legal heir's savings account via Direct Bank Transfer (DBT). > **Expected Time of Disbursement:** - The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.
Level
State — Gujarat
Ministry / Dept.
Agriculture, Farmers Welfare and Cooperation Department
Benefit type
cash
Key eligibility
1. The applicant must be a fisher, which includes fishermen, fish workers, fish farmers, and any other person directly involved in fishing or fisheries-related activities. 1. The applicant must be between 18 and 70 years old. 1. The insured person should not have been 71 years of age on the date of
Last verified
Recently

Benefits

**Sr. No.****Name of Component****Standard of assistance****Minimum Time Limit (in Years) for Reclaiming Benefits**1. Accidental death or Permanent Total Disability₹5,00,000/-Once to the legal heir after death > **Mode of Disbursement:** - The claim amount is deposited directly into the claimant's, nominee's, or legal heir's savings account via Direct Bank Transfer (DBT). > **Expected Time of Disbursement:** - The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.

Eligibility

1. The applicant must be a fisher, which includes fishermen, fish workers, fish farmers, and any other person directly involved in fishing or fisheries-related activities. 1. The applicant must be between 18 and 70 years old. 1. The insured person should not have been 71 years of age on the date of Area: GujaratBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Offline application — step 1

      Fishers or their legal heirs must submit the required documents to the concerned district office for assistance. The claim details must be intimated within 90 days of the accident via one of the following recognised communication methods: Letter to the Insurance Company/NFDB Insurance Cell/Intermediary. Email to [email protected]. Through the IT & ITES platforms provided by the intermediary. Via the NFDB Toll-Free Number (1800-425-1660). To the "Appropriate Authorities".

    2. Step 2: Offline application — step 2

      Note: All claim documents must be submitted within 180 days of the accident.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

    Open Official Website