Term Loan Scheme (GSKVN)

What is Term Loan Scheme (GSKVN)?

The scheme aims to uplift scavengers & their dependents by offering term loans of ₹1,00,000/- to ₹15,00,000/- to support them in starting self‐employment ventures in various trades & professions, enabling them to pursue income‐generating activities and lead dignified lives.

Benefit

***Loan Amount:***__ - loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

Level

State — Gujarat

Ministry / Dept.

Social Justice and Empowerment Department

Benefit type

cash

Key eligibility

1. The applicant should be a resident of Gujarat. 1. The applicant should be a scavenger/sanitation worker or a dependent of one. 1. The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.

Last verified

Recently

Benefits

***Loan Amount:***__ - loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

Eligibility

Documents Required

How to Apply

1. Step 1: Online application — step 1

   Registration Process:

2. Step 2: Online application — step 2

   Step 1: Visit the Social Justice & Empowerment Department website: https://esamajkalyan.gujarat.gov.in

3. Step 3: Online application — step 3

   Step 2 : Click on “Please Register Here” on the homepage.

4. Step 4: Online application — step 4

   Step 3: Fill in your personal details as per Aadhaar.

5. Step 5: Online application — step 5

   Step 4: Create a password and submit the form.

6. Step 6: Online application — step 6

   Step 5: Verify details and click “Confirm”.

7. Step 7: Online application — step 7

   Step 6: You will receive your User ID & Password via SMS/email.

8. Step 8: Online application — step 8

   Login Process:

9. Step 9: Online application — step 9

   Step 1: Go to the portal homepage.

10. Step 10: Online application — step 10

    Step 2: Enter your User ID, Password, and Captcha.

11. Step 11: Online application — step 11

    Step 3: Click “Login” to access your dashboard.

12. Step 12: Online application — step 12

    Application Process:

13. Step 13: Online application — step 13

    After login, complete your User Profile (first-time only).

14. Step 14: Online application — step 14

    Step 1: Homepage will show eligible schemes – click on the one you want.

15. Step 15: Online application — step 15

    Step 2: Fill out the scheme application form.

16. Step 16: Online application — step 16

    Step 3: Upload the required documents.

17. Step 17: Online application — step 17

    Step 4: Review all entries, agree to terms, and click “Save Application” & note down your Application Number for tracking.

18. Step 18: Online application — step 18

    Track Application:

19. Step 19: Online application — step 19

    Step 1: Click on “ View Application Status ”

20. Step 20: Online application — step 20

    Step 2: Enter your Application Number and Date of Birth

21. Step 21: Online application — step 21

    Step 3: Click “View Status” to check progress

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.