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Bina Mulya Samajik Suraksha Yojana

"Bina Mulya Samajik Suraksha Yojana (BM-SSY)" is a comprehensive social security scheme for unorganized workers in the state of West Bengal, India. It was launched by the West Bengal government in 2017.

Ministry / Department
Labour Department
Level
State
Benefit type
cash
Last verified: Recently

What is Bina Mulya Samajik Suraksha Yojana?

"Bina Mulya Samajik Suraksha Yojana (BM-SSY)" is a comprehensive social security scheme for unorganized workers in the state of West Bengal, India. It was launched by the West Bengal government in 2017.

Benefit
1. **Provident Fund:** The State Government will pay ₹ 55/- ( ₹ 25/- + ₹ 30/-) including the beneficiary and State Grant) per month. On retirement or death, the total amount along with interest is refunded.1. **Health And Family Welfare:** - **Medical Expenses** 1. Beneficiaries and their family members receive financial assistance for hospitalization and outdoor treatment of ailments covered under WBHS 2008. 1. The maximum annual assistance is ₹ 20,000/-. 1. Benefits include full coverage for clinical tests, medicine, and hospitalization. 1. In case of hospitalization, the beneficiary receives compensation for loss of employment. - **Surgical Expenses** 1. Beneficiaries and their family members receive financial assistance for any kind of surgery. 1. The maximum annual assistance is ₹ 60,000/-. 1. Benefits include full coverage for clinical tests, medicine, and hospitalization. 1. In case of hospitalization, the beneficiary receives compensation for loss of employment. - **Additional Provisions** 1. For accidents requiring hospitalization for five or more days, the beneficiary receives compensation for loss of employment. 1. Claims for medical expenses, surgical expenses, and accident-related loss of employment are admissible at government or empaneled hospitals. 1. Payment for loss of employment is applicable only to the registered beneficiary, not to family members. 1. A financial year is considered a year for availing benefits. 1. **Death and Disability:** To provide soci
Level
State — West Bengal
Ministry / Dept.
Labour Department
Benefit type
cash
Key eligibility
1. Applicant must be a resident of West Bengal. 1. Applicant should be between 18-60 years of age. 1. Applicant family income should not exceed ₹ 6, 500/- per month except construction & transport workers. For construction & transport workers family income has no upper limit. 1. The period for calcu
Last verified
Recently

Benefits

1. **Provident Fund:** The State Government will pay ₹ 55/- ( ₹ 25/- + ₹ 30/-) including the beneficiary and State Grant) per month. On retirement or death, the total amount along with interest is refunded.1. **Health And Family Welfare:** - **Medical Expenses** 1. Beneficiaries and their family members receive financial assistance for hospitalization and outdoor treatment of ailments covered under WBHS 2008. 1. The maximum annual assistance is ₹ 20,000/-. 1. Benefits include full coverage for clinical tests, medicine, and hospitalization. 1. In case of hospitalization, the beneficiary receives compensation for loss of employment. - **Surgical Expenses** 1. Beneficiaries and their family members receive financial assistance for any kind of surgery. 1. The maximum annual assistance is ₹ 60,000/-. 1. Benefits include full coverage for clinical tests, medicine, and hospitalization. 1. In case of hospitalization, the beneficiary receives compensation for loss of employment. - **Additional Provisions** 1. For accidents requiring hospitalization for five or more days, the beneficiary receives compensation for loss of employment. 1. Claims for medical expenses, surgical expenses, and accident-related loss of employment are admissible at government or empaneled hospitals. 1. Payment for loss of employment is applicable only to the registered beneficiary, not to family members. 1. A financial year is considered a year for availing benefits. 1. **Death and Disability:** To provide soci

Eligibility

1. Applicant must be a resident of West Bengal. 1. Applicant should be between 18-60 years of age. 1. Applicant family income should not exceed ₹ 6, 500/- per month except construction & transport workers. For construction & transport workers family income has no upper limit. 1. The period for calcuArea: West BengalBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Online application — step 1

      Applicant have to visit the official website https://bmssy.wblabour.gov.in/ Click on “New Registration by Beneficiary”. On the “Beneficiary Registration” page , provide your personal and contact details and complete the registration process. After receiving Username and Password, applicant need login. Provide the required details regarding. Basic Information. Address Details. Bank Details. Nominee Details. Dependent Details. Document Details Upload. After Successful Upload Of Documents. Final Preview Of Application. Download And Upload Form-1 from the 12 page from the manual documents. Submit.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

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