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Swarnima

The Swarnima Scheme provides loan assistance to female beneficiaries from Other Backward Classes (OBC) residing in Maharashtra to support self-employment activities, empowering them to establish a stable livelihood.

Ministry / Department
Social Justice and Special Assistance Department
Level
State
Benefit type
cash
Last verified: Recently

Swarnima क्या है?

The Swarnima Scheme provides loan assistance to female beneficiaries from Other Backward Classes (OBC) residing in Maharashtra to support self-employment activities, empowering them to establish a stable livelihood.

लाभ
- Financial assistance of up to ₹5,00,000/- per Self-Help Group (SHG) project, with ₹25,000 allocated per beneficiary (up to 20 members per SHG). - Funding shares include 95% from the Central Corporation and 5% from the State Corporation. - No beneficiary contribution is required. - Low interest rate of 5% per annum. - Repayment period of up to 3 years to ease financial planning.
स्तर
State — Maharashtra
मंत्रालय / विभाग
Social Justice and Special Assistance Department
लाभ का प्रकार
cash
मुख्य पात्रता
1. The applicant should be from the Other Backward Class (OBC) category. 1. The applicant should be a domicile of Maharashtra. 1. The age of the applicant should be between 18 to 50 years. 1. The annual income of the family of the applicant should be - - Rural areas: Less than or equal to ₹98,000. -
अंतिम सत्यापन
Recently

Benefits

- Financial assistance of up to ₹5,00,000/- per Self-Help Group (SHG) project, with ₹25,000 allocated per beneficiary (up to 20 members per SHG). - Funding shares include 95% from the Central Corporation and 5% from the State Corporation. - No beneficiary contribution is required. - Low interest rate of 5% per annum. - Repayment period of up to 3 years to ease financial planning.

Eligibility

1. The applicant should be from the Other Backward Class (OBC) category. 1. The applicant should be a domicile of Maharashtra. 1. The age of the applicant should be between 18 to 50 years. 1. The annual income of the family of the applicant should be - - Rural areas: Less than or equal to ₹98,000. -Area: MaharashtraBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Offline application — step 1

      Step 1: The interested applicant should visit (during office hours) the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM), and request the hard copy of the prescribed format of the application form from the concerned authority.

    2. Step 2: Offline application — step 2

      Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

    3. Step 3: Offline application — step 3

      Step 3: Submit the duly filled and signed application form along with the documents, within the prescribed period (if any), to the concerned authority.

    4. Step 4: Offline application — step 4

      Step 4: Request a receipt or acknowledgement from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

    5. Step 5: Offline application — step 5

      NOTE: Ensure that the application is submitted within the prescribed period, if any.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

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