Micro Finance (GBCDC)

Micro Finance (GBCDC) क्या है?

The scheme aims to create self-employment for the backwards class men. Through this scheme, low interest rates and financial help are provided to the backwards class men.

लाभ

1. The maximum loan limit under this scheme is up to ₹1,25,000/-. 1. The interest rate in these schemes is 5 percent per annum. 1. In these schemes, 90 per cent of the unit cost will be provided as a loan, with 90 per cent from the national corporation, 5 per cent from the state government, and 5 per cent from the beneficiary contribution. 1. This loan is to be repaid in 48 equal monthly instalments, including interest.

स्तर

State — Gujarat

मंत्रालय / विभाग

Social Justice and Empowerment Department

लाभ का प्रकार

cash

मुख्य पात्रता

1. The applicant should belong to a socially and educationally backwards class. 1. The total annual income of the applicant's family should not exceed ₹3,00,000/-. 1. The applicant's age should be between 21 and 45 years as on the date of application. 1. The applicant must have experience in a busin

अंतिम सत्यापन

Recently

Benefits

1. The maximum loan limit under this scheme is up to ₹1,25,000/-. 1. The interest rate in these schemes is 5 percent per annum. 1. In these schemes, 90 per cent of the unit cost will be provided as a loan, with 90 per cent from the national corporation, 5 per cent from the state government, and 5 per cent from the beneficiary contribution. 1. This loan is to be repaid in 48 equal monthly instalments, including interest.

Eligibility

Documents Required

How to Apply

1. Step 1: Online application — step 1

   Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.

2. Step 2: Online application — step 2

   Step 2: On the top menu bar, click on "Apply Online".

3. Step 3: Online application — step 3

   Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.

4. Step 4: Online application — step 4

   Step 4: Use your registered credentials (User ID and password) to log in.

5. Step 5: Online application — step 5

   Step 5: Click on “New Application”. Select “Micro Finance Scheme” from the list of available schemes.

6. Step 6: Online application — step 6

   Step 6: Fill out the Application Form, enter the following details:

7. Step 7: Online application — step 7

   Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement

8. Step 8: Online application — step 8

   Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

9. Step 9: Online application — step 9

   Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

10. Step 10: Online application — step 10

    Step 9: You will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.