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Industrial Sector Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in both rural & urban areas for various self-employment income-generating activities such as carpentry, leather and leather goods manufacturing, etc.

Ministry / Department
Welfare of Scheduled Caste & Backward Classes Department
Level
State
Benefit type
cash
Last verified: Recently

Industrial Sector Scheme (HSFDC) क्या है?

Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in both rural & urban areas for various self-employment income-generating activities such as carpentry, leather and leather goods manufacturing, etc.

लाभ
**Project Cost Ceiling:** - Up to ₹1,50,000 /-. **Subsidy:** - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) **Margin Money:** - The Corporation provides margin money @ 10% of the project cost. - Margin money is provided @ 4% interest per annum. - The interest on bank loans is charged by the banks at their lending policies. **Bank Loan:** - Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. > **Interest criteria for the loan amount recoverable by HSFDC:** **Upto Amount (₹)****Interest % P.A.****Penal Interest % P.A.**15,000/- 4 4 **Interest Starts on****Penalty Start After****Principal Recovery Starts After****Installment Starts After****Installment Period**Same Day180 Days360 Days180 Days180 Days
स्तर
State — Haryana
मंत्रालय / विभाग
Welfare of Scheduled Caste & Backward Classes Department
लाभ का प्रकार
cash
मुख्य पात्रता
1. The applicant should be a resident of Haryana. 1. The applicant should belong to the Scheduled Caste Category. 1. The applicant should belong to the Below Poverty Line (BPL) family. 1. The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas. 1. The app
अंतिम सत्यापन
Recently

Benefits

**Project Cost Ceiling:** - Up to ₹1,50,000 /-. **Subsidy:** - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) **Margin Money:** - The Corporation provides margin money @ 10% of the project cost. - Margin money is provided @ 4% interest per annum. - The interest on bank loans is charged by the banks at their lending policies. **Bank Loan:** - Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. > **Interest criteria for the loan amount recoverable by HSFDC:** **Upto Amount (₹)****Interest % P.A.****Penal Interest % P.A.**15,000/- 4 4 **Interest Starts on****Penalty Start After****Principal Recovery Starts After****Installment Starts After****Installment Period**Same Day180 Days360 Days180 Days180 Days

Eligibility

1. The applicant should be a resident of Haryana. 1. The applicant should belong to the Scheduled Caste Category. 1. The applicant should belong to the Below Poverty Line (BPL) family. 1. The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas. 1. The appArea: HaryanaBenefit: cash

Documents Required

    How to Apply

    1. Step 1: Online application — step 1

      Registration Process on Haryana Scheduled Castes Finance and Development Corporation: Step 1: Visit the official website of Haryana Scheduled Castes Finance and Development Corporation and select the scheme under ‘Bank Tie-up Scheme’. Step 2: Click on " Apply for Loan " to begin the registration process. Step 3: Fill in your details, including your name, Aadhaar number, email, mobile number, and captcha code, then click "Register". Step 4: Enter the OTP sent to your mobile and click "Submit". Step 5: The application form will open. Step 6: Enter your details and upload the required documents. Step 7: Click "Submit" to complete your application, and you will receive your user ID and password. Login to apply for the scheme: Step 1: Visit the official website of the Haryana Scheduled Castes Finance and Development Corporation and on the home page, click on ‘Login’ option. Step 2: Enter your user ID/Username, password, and captcha code. Step 3: Click " Login ". Step 4: Once logged in, the dashboard will open in front of you Click on "Edit Profile". Step 5: Fill in surety details, upload required documents, and update other details. Step 6: Click "Final Submit". Step 7: After submitting, you can print out your application for your reference.

    2. Step 2: Offline application — step 1

      The Corporation also collects/fills up loan applications in credit camps, Open Darbars, and other functions organized under the supervision of Deputy Commissioners/Additional Deputy Commissioners.

    Sources & References

    Ready to apply?

    Applications are accepted only on the official government portal.

    Open Official Website