Green Business Scheme

Green Business Scheme क्या है?

Green Business Scheme has been launched by the National Safai Karamcharis Finance and Development Corporation to provide financial assistance in the form of loans for activities that can tackle the impacts of climate change and also be income-generating.

लाभ

**Quantum of Assistance** National Safai Karamcharis Finance and Development Corporation (NSFDC) would provide need-based loans under the scheme as permissible under the NSFDC Term Loan Lending Policy, promoter contribution, and after taking into consideration the margin money being provided by Special Central Assistance (SCA), subsidies provided by other government agencies, and subsidies provided to below poverty line (BPL) beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan, to the extent of ₹ 10,000/- or 50% of the unit cost, whichever is less. **Interest Rates** SchemeUnit CostMaximum Loan Limit up to 90% of unit CostInterest per AnnumInterest per AnnumSCA/CABeneficiaryGreen Business Scheme (GBS)Up to Rs. 7.50 LakhRs. 6.75 lakh2%4%Above Rs. 7.50 lakh & up to Rs. 15.00 lakhRs. 13.50 lakh3%6%Above Rs. 15.00 lakh & up to Rs. 30.00 lakhRs. 27.00 lakh4%7%*(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.) > **Repayment** > The loan under the scheme shall be repaid in quarterly installments, within a maximum period of 10 years including moratorium period of 06 months. In addition, 120 days moratorium period is allowed to SCA for fund utilization.

स्तर

Central

मंत्रालय / विभाग

Ministry Of Social Justice and Empowerment

लाभ का प्रकार

cash

मुख्य पात्रता

Safai Karamcharis, Scavengers, and their Dependents are eligible for the scheme.

अंतिम सत्यापन

Recently

Benefits

**Quantum of Assistance** National Safai Karamcharis Finance and Development Corporation (NSFDC) would provide need-based loans under the scheme as permissible under the NSFDC Term Loan Lending Policy, promoter contribution, and after taking into consideration the margin money being provided by Special Central Assistance (SCA), subsidies provided by other government agencies, and subsidies provided to below poverty line (BPL) beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan, to the extent of ₹ 10,000/- or 50% of the unit cost, whichever is less. **Interest Rates** SchemeUnit CostMaximum Loan Limit up to 90% of unit CostInterest per AnnumInterest per AnnumSCA/CABeneficiaryGreen Business Scheme (GBS)Up to Rs. 7.50 LakhRs. 6.75 lakh2%4%Above Rs. 7.50 lakh & up to Rs. 15.00 lakhRs. 13.50 lakh3%6%Above Rs. 15.00 lakh & up to Rs. 30.00 lakhRs. 27.00 lakh4%7%*(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.) > **Repayment** > The loan under the scheme shall be repaid in quarterly installments, within a maximum period of 10 years including moratorium period of 06 months. In addition, 120 days moratorium period is allowed to SCA for fund utilization.

Eligibility

Documents Required

How to Apply

1. Step 1: Offline application — step 1

   The beneficiaries submit the loan applications to the District Offices of State Channelizing Agencies (SCAs) of NSKFDC, Branches of Regional Rural Banks (RRBs), and Nationalized Banks. The District Offices of SCAs/Branches of RRBs/Nationalised Banks send these applications after scrutiny to their Head Offices. The viability of the project proposals is being appraised by the SCAs/ RRBs/Nationalised Banks and the viable projects are sent to NSKFDC along with their recommendations.

2. Step 2: Online application — step 1

   Step 1: Visit to official website .

3. Step 3: Online application — step 2

   Step 2: Click on How to Apply . Tap on the Loan application form.

4. Step 4: Online application — step 3

   Step 3: Click on Loan application form.

5. Step 5: Online application — step 4

   Step 4: Fill in all the details and tap on save to save the application form.

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.