New Akanksha Scheme (Educational Loan) (GTKVN)

New Akanksha Scheme (Educational Loan) (GTKVN) क्या है?

Under this scheme, education loans are provided at subsidized interest rates to students belonging to Thakor and Koli communities for pursuing graduate and postgraduate studies in fields such as engineering, medical, MBA, and MCA.

लाभ

> **Education Loan Details:** ***Loan Amount:*** Up to ₹15,00,000/-. ***Interest Rate:*** 4% per annum for male students and 3.5% per annum for female students. ***Coverage Includes:*** - Admission fees and tuition fees - Books, writing materials, necessary equipment and examination fees required for the course - Accommodation & food expenses - Travel and insurance premiums ***Contribution:*** - 90% by Central Corporation - 5% by State Government - 5% by the Beneficiary ***Repayment Terms:*** - Repayment Period: 60 equal monthly installments (5 years) - Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.

स्तर

State — Gujarat

मंत्रालय / विभाग

Social Justice and Empowerment Department

लाभ का प्रकार

cash

मुख्य पात्रता

1. The applicant should be a resident of Gujarat. 1. The applicant should belong to the Thakor or Koli caste/community. 1. The family's annual income should not exceed ₹3,00,000/-. 1. The applicant should have secured admission in a recognized institution for: - MBA or equivalent (approved by AICTE)

अंतिम सत्यापन

Recently

Benefits

> **Education Loan Details:** ***Loan Amount:*** Up to ₹15,00,000/-. ***Interest Rate:*** 4% per annum for male students and 3.5% per annum for female students. ***Coverage Includes:*** - Admission fees and tuition fees - Books, writing materials, necessary equipment and examination fees required for the course - Accommodation & food expenses - Travel and insurance premiums ***Contribution:*** - 90% by Central Corporation - 5% by State Government - 5% by the Beneficiary ***Repayment Terms:*** - Repayment Period: 60 equal monthly installments (5 years) - Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.

Eligibility

Documents Required

How to Apply

1. Step 1: Online application — step 1

   Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

2. Step 2: Online application — step 2

   Step 2: On the top menu bar, click on "Apply Now".

3. Step 3: Online application — step 3

   Step 3: Click on the loan scheme name.

4. Step 4: Online application — step 4

   Step 4: Select the loan category and fill in the loan amount.

5. Step 5: Online application — step 5

   Step 5: Fill out the Application Form, enter the following details:

6. Step 6: Online application — step 6

   Personal Information: Name, gender, date of birth, caste, etc. Address Information: Permanent and correspondence address Income Details: Monthly family income and source Loan Requirement: Amount needed, proposed use (e.g., business, self-employment) Bank Account Details: For loan disbursement

7. Step 7: Online application — step 7

   Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

8. Step 8: Online application — step 8

   Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

9. Step 9: Online application — step 9

   Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Sources & References

• Official scheme website ↗
• Source record ↗
• Information is summarised from official government sources. Verify all details on the official website before applying.