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अटल पेंशन योजना

अटल पेंशन योजना के तहत पात्र नागरिकों को योजना का लाभ मिलता है.

Ministry / Department
Pension Fund Regulatory and Development Authority
Level
Central
Benefit type
pension
Last verified: 11 Jun 2026

अटल पेंशन योजना क्या है?

अटल पेंशन योजना के तहत पात्र नागरिकों को योजना का लाभ मिलता है.

लाभ
Guaranteed monthly pension from Rs. 1,000 to Rs. 5,000 after age 60
स्तर
Central
मंत्रालय / विभाग
Pension Fund Regulatory and Development Authority
लाभ का प्रकार
pension
मुख्य पात्रता
#### Age of joining and contribution period 1. The minimum age of joining APY is 18 years and maximum is 40 years. 1. The age of exit and start of pension is 60 years. 1. Subscriber contribution to APY shall be made through the facility of ‘auto-debit’ of the prescribed contribution amount from the
अंतिम सत्यापन
11 Jun 2026

Benefits

Guaranteed monthly pension from Rs. 1,000 to Rs. 5,000 after age 60

Eligibility

#### Age of joining and contribution period 1. The minimum age of joining APY is 18 years and maximum is 40 years. 1. The age of exit and start of pension is 60 years. 1. Subscriber contribution to APY shall be made through the facility of ‘auto-debit’ of the prescribed contribution amount from the Area: IndiaBenefit: pension

Documents Required

  • ✓ Aadhaar or valid identity proof
  • ✓ Address proof
  • ✓ Bank account details
  • ✓ Eligibility-specific certificate or record

How to Apply

  1. Step 1: Online application — step 1

    Process 1:

  2. Step 2: Online application — step 2

    One can also open an APY account online using one's Net banking facility. The applicant can login into his/her internet banking account and search for APY on dashboard. Customer has to fill basic and Nominee details. Customer has to give consent for auto debit of premium from the account and submit the form.

  3. Step 3: Online application — step 3

    Process 2:

  4. Step 4: Online application — step 4

    Visit website “ https://enps.nsdl.com/eNPS/NationalPensionSystem.html “ and select “Atal Pension Yojana”.

  5. Step 5: Online application — step 5

    Select “APY Registration”

  6. Step 6: Online application — step 6

    Fill the basic details in the form. One can complete KYC through 3 options –

  7. Step 7: Online application — step 7

    Offline KYC – Where one has to upload XML file of Aadhaar Aadhaar – Where KYC is done through OTP verification on Mobile Number register with Aadhaar Virtual ID – Where Aadhaar virtual ID is created for KYC Citizen can select either one of three options. Once the basic details are filled, an acknowledgement number is generated. Citizen then has to fill personal details and decide the pension amount he/she wants after 60 years. The Citizen also has to decide the frequency of contribution for the scheme. Once the citizen “confirms” for personal details, he/she has to then fill nominee details. After submitting the personal and Nominee details, Citizen is redirected to NSDL website for eSign. Once Aadhaar is OTP verified, Citizen gets successfully registered in APY. One can also join digitally through e-APY portal or through web portal of banks providing such facility.

  8. Step 8: Online application — step 8

    Visit website “ https://enps.nsdl.com/eNPS/NationalPensionSystem.html “ and select “Atal Pension Yojana”.

  9. Step 9: Online application — step 9

    Helpline Number - - Toll Free Helpline number for APY Scheme is 1800-110-069

  10. Step 10: Offline application — step 1

    One can visit the nearest Bank branch or Post Office where he/ she is having a saving bank account and submit the APY registration form for opening the APY account.

FAQ

Where can I verify Atal Pension Yojana?

Verify details and updates only on the official source: https://npscra.nsdl.co.in

Sources & References

Ready to apply?

Applications are accepted only on the official government portal.

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